Payment Options

Payment Options

Cash on Delivery (All Punjab)

Any Bank Credit Card (All Punjab)

Any Bank Debit Card (All Punjab)

Bajaj EMI Card

Capital First EMI Card only for Ludhiana City


  1. Minimum order value per transaction is Rs. 1000/-
  2. Airtel Money:
    • Member needs to be enrolled for wallet
    • To enroll for Airtel Money ,please contact our Member Support
    • Payment can be transferred into our bank account
  3. Bank NameHDFC BANK
    A/c No
    Branch AddressG
    MICR Code
    Account Holder NameLUDHIANA STORE
  4. Online Payments:
    • Online payment can be made through Debit Cards, Credit Cards or Net banking
    • It is the responsibility of the member to ensure that he/she uses only their own card/bank account for online purchases.
    • We accept only Master/Visa/Maestro cards
    • We do not accept American Express or any international cards
    • All online transactions are carried out through a secure encrypted connection
    • All online payments are free and carry no charges for the user
    • In case of a payment failure, please try again after ensuring Your card number, password, etc. are correct
    • In case Your account has been debited after a payment failure, debited amount will roll back to Your respective account within 7 working days
    • Orders will be serviced only after receipt of confirmation of payment from the payment gateway.

NOTE: Please ensure that you use your own card / Bank Account for online purchases

Payment Solutions

ZARC INDIA members can purchase online through Master/Visa Credit and Debit cards, Net Banking, and RTGS:

Master / Visa Credit and Debit Card

  • Any Master / Visa credit/debit card issued by any leading bank is accepted online
  • Members can use their available credit limits set by issuer’s bank
  • Every card transaction is processed over a secure encrypted platform